Your credit score and credit report are almost the same. Far from there many consumers are fusing these two data. But other information will be used for different purposes.
It is called a credit report because there are actually three. In the country, there are competing credit agencies in the country to provide the most comprehensive coverage for their clients. These clients include mortgage lenders, auto loan providers, insurance companies, potential retirement agencies, and current employers.
Your credit report will provide detailed information about your financial history by using your credit card and credit card, which is different from your credit score. If you owe one bill, your credit report will show. There are also readers with outstanding account numbers and other information that you have open.
Each report may differ slightly. So it is important to see all three when you judge your credit health. Your activity will not affect all of your reports, depending on how the loan is applied. Other examples may be misleading or missing. Businesses do not need to report to the station or any problem. In case the information is inaccurate or absent, the government is not responsible. Loans may fail to report or transmit.
Every 12 months, you have the right to receive a copy of your credit report from all three locations. There is also a free CreditKarma application available to get your report. You can report to you as part of another website promotion or as part of a paid membership. Some people may try to seduce you with ideas on the official website. It does not fall for it. Make sure your web browser address is showing an annual credit report and not visiting other site links. Please enter data directly into the browser to prevent cheating